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After all the platinum and gold plaques, chart topping singles, and sold out shows, what do you do when the checks stop coming? Rap doesn’t have a retirement plan, and bills keep coming whether you have a album in stores or not. Ying Yang Twin D-Roc found out the hard way that he should have been putting less money in the g-strings of strippers and more into savings accounts and trust funds for his kids. The rapper recently made a court appearance to beg the judge to lower his child support payments, being that his once lucrative rap career is pretty much nonexistent nowadays…lucky for him the judge gave him a break.

TMZ reports:

According to docs filed in Georgia, D-Roc — aka De’Angelo Holmes — had been paying his ex-wife $2,500 a month in support for their daughter … an arrangement that was made when he was pulling down more than 19-grand a month.

But the Twins haven’t had a hit since 2005’s “Wait (The Whisper Song) — so D-Roc went back to court … hat in hand … and asked for a reduction, claiming he’s only making $2,860 a month.

D-Roc hammered out a sweet deal … ’cause, according to the docs, his child support payments are now just $550 a month — plus, he got a payment plan for the $45K in back support he owes.

One more reason D-Roc needed a break — he has 5 other mouths to feed.